Home / About

Loan Officer · NMLS #2611343

About Lina Geffrard

Lina Geffrard helps homebuyers and homeowners make informed mortgage decisions through personalized guidance, education, and exceptional customer service.

1 years in mortgage · Licensed in FL, MI, NC · Serving

Headshot of Lina Geffrard, Loan Officer
Lina Geffrard
My story

Meet Lina

Hi, I'm Lina Geffrard. I believe that buying a home is more than a transaction. It's a life-changing milestone, and everyone deserves a trusted guide throughout the journey. As a Mortgage Loan Originator, my passion is helping individuals and families understand their financing options, navigate the mortgage process with confidence, and achieve their homeownership goals. What sets me apart is my commitment to education and relationships. I don't just help clients secure a mortgage. I take the time to explain the process, answer questions, and provide the knowledge needed to make informed decisions. Whether you're purchasing your first home, upgrading to your next one, investing in real estate, or exploring refinancing options, my goal is to make the experience clear, smooth, and empowering. Throughout my career, I have built my business on trust, communication, and exceptional service. I believe that every client deserves personalized attention and a lending experience tailored to their unique financial situation and long-term goals. Beyond mortgages, I enjoy connecting with my community through homebuyer workshops, educational content, networking events, and partnerships with real estate professionals. Helping people build wealth through homeownership while creating lasting relationships is at the heart of everything I do. When you work with me, you're not just getting a lender. You're gaining a partner who is committed to supporting and guiding you every step of the way. I look forward to helping you turn your homeownership dreams into reality.

(561) 938-6165 · [email protected]

Credentials

Licensing and service area

Licensed statesFL, MI, NC
Service areaTallahassee, Leon County, Florida
Experience1 years
LanguagesEnglish and Haitian
Office
How I work

What working with Lina looks like

Clear communication

You'll know your numbers, your timeline, and what's next at every step—no surprises at the closing table.

Local knowledge

I work every day and know the local programs, costs, and timelines that matter here.

Options beyond conventional

Besides conventional, FHA, VA, and USDA, I can look at Non-QM, HELOC, VA IRRRL, and other paths when they fit your situation.

Advice, not pressure

Sometimes the right move is to wait or to keep the loan you have. I'll tell you when that's the case.

The company behind me

UMortgage+ powered by NEXA Lending

I run a local branch with the backing of NEXA Lending, LLC (NMLS #1660690). You get a local loan officer you can reach directly, plus a national lender's product menu and operations.

Corporate office: 5559 S Sossaman Rd, Bldg 1, Ste 101, Mesa, AZ 85212

Company NMLS lookup (opens in new tab)
Reviews

What clients say

Reviews widget goes here

Embed TBD (GHL Reputation or Google reviews). Delete this box once the widget is added.

Follow along

Connect with Lina

Instagram feed slot. Paste an Instagram feed embed here when ready; the follow button links to https://www.instagram.com/levelupwithlinag/.

Schedule

Book a time to talk

Pick a time that works for you. A first call is usually 15–20 minutes: we'll talk goals, timeline, and which loan options make sense.

Open Lina's calendar

Straight answers

Questions about working with Lina

Where is Lina licensed?

Lina Geffrard is licensed in FL, MI, NC under NMLS #2611343. You can verify any loan officer's license on NMLS Consumer Access.

What areas do you serve?

I'm based in Tallahassee and serve , plus borrowers anywhere in the states where I'm licensed. Most of the process can be done remotely.

How do I get started?

Apply online in about 15 minutes or book a call first. Either way, we'll review your goals and credit, then talk through programs and estimated payments.

What should I bring to our first call?

Your goals and timeline, a rough budget, and if you have them: recent pay stubs, W-2s or tax returns, bank statements, and your current mortgage statement if refinancing. Nothing is required just to talk.

Does a call or pre-approval hurt my credit?

No. A conversation never touches your credit, and we always start with a soft credit check, which has no impact on your score. We only run a hard credit check with your permission, and at that point you might see a small, temporary dip.

Educational answers only—not a loan offer or commitment to lend.

Let's map out your next move

Apply online, book a call, or reach Lina at (561) 938-6165.

Apply Now Book a Call